Any of these sound familiar ?
Are your expenses higher than your Income ?
In Arrears on your bond, vehicle or any other accounts ?
Telephone calls driving you up the walls and no one wants to accept any arrangements ?
In terms of the National Credit Act, you as a consumer do have the right to go for debt counselling.
HOW DEBT COUNSELLING WOULD WORK FOR YOU
Debt Review structure example:
Your Current situation This is only example:
Your debt repayments per month is R12200 to be paid every month, Your income R15 000 Net Salary, this would mean that you would only have R2800 for your living cost, i. e: Groceries, Petrol, School fees.
How debt review would help YOU!
This is only example: We would firstly look at your living cost, you would need R8500 for living expenses, now we take your net salary of R15000 minus your living cost equal to: R6500 after living cost is deducted from your salary.
We would work with the amount of R6500 to divide to all your debt obligation reduce your payment and extend the term.
You would now be able to pay your debt and live every month.
Our fees would be deducted from the debt amount available for debt.
No more stress of how you will pay your debt and live, the solution is Debt Counselling.
Act before it is too late.
FINANCIAL FREEDOM IS IN YOUR HANDS
